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Kick the tires, take that test drive, then come to us

An easy-on-gas commuting car. A cargo-carrying pickup. A kid-friendly SUV. Everyone has different vehicle needs. But when it comes to Auto Loans, all drivers are looking for the same thing - low rates, a flexible repayment plan, and an easy approval process. At CommonWealth One, we reliably deliver all of the above.

  • Rates as low as 1.39% APR* on New Cars
  • Rates as low as 1.99% APR* on Used Cars
  • Repayment terms up to 84 months§
  • Financing up to 125% of retail value1
  • Skip A Payment option twice a year
  • Use our easy application process to get pre-approved for a loan before you visit the dealer
  • Save money with our refinancing options§

Protect Your Investment

  • Guaranteed Asset Protection (GAP) helps protect against financial loss if your vehicle is stolen or declared a total loss. You pay only $429 for GAP, or finance it as part of your loan.
  • Mechanical Repair Coverage is our comprehensive coverage that pays for the cost of parts and labor for any covered vehicle.
  • ProtectOne Debt Protection Package repays your loan balance in full in the event of loss of life, disability, or involuntary job loss.

CommonWealth One Federal Credit Union is a full-service credit union with branches in Virginia and Washington, D.C.


*Annual Percentage Rate (APR) is based on an evaluation of applicant’s credit. Your actual rate may vary. Rate shown reflects 0.50% discount for Loan Rewards. Payments for $20,000 auto loan at 1.79% APR for 36 months are approximately $571.02 per month. Other rates and terms are available. Rates are subject to change without notice

1 Financing is available up to 125% of the retail value on new and used cars.

Car loans with terms of 61 to 71 months require a minimum $15,000 purchase price. Car loans with terms of 72 to 84 months require a minimum $20,000 purchase price.

Loans are subject to a minimum monthly payment of $45.00.

§ Refinancing is not available on existing CommonWealth One loan balances.

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